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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

FHA Bad Credit Lenders
  • Down Payment Assistance
    Home Mortgage

    First-Time Homebuyer Down Payment Assistance

    This blog will cover the down payment assistance for first-time homebuyers’ mortgage programs available at FHA Bad Credit Lenders. FHA…

    Read More First-Time Homebuyer Down Payment AssistanceContinue

  • Escrow Account
    Conventional Loans | Home Mortgage | Videos

    Escrow Account Waiver Mortgage Guidelines on Conventional Loans

    This article will cover escrow account waiver mortgage guidelines on conventional loans. What are escrow waivers for conventional mortgages? As…

    Read More Escrow Account Waiver Mortgage Guidelines on Conventional LoansContinue

  • ARM Versus Fixed-Rate Mortgages
    Home Mortgage | Mortgage Rates

    Adjustable-Rate Mortgages Versus Fixed-Rate Mortgages

    This article will cover the comparisons of ARM versus fixed-rate mortgages. During high rates, borrowers may benefit from ARM versus…

    Read More Adjustable-Rate Mortgages Versus Fixed-Rate MortgagesContinue

  • Homebuying And Mortgage Process
    Home Mortgage

    Homebuying and Mortgage Process From Application To CTC

    Homebuyers, especially first-time home buyers, should prepare before starting the homebuying and mortgage process. This blog will cover preparing for…

    Read More Homebuying and Mortgage Process From Application To CTCContinue

  • Understanding The Mortgage Loan Estimate
    Home Mortgage | Loan Estimate and Closing Disclosure | Mortgage Rates | Videos

    Understanding The Mortgage Loan Estimate and Closing Disclosure

    This blog will discuss and cover understanding mortgage loan estimate and closing disclosure. After the mortgage and real estate meltdown…

    Read More Understanding The Mortgage Loan Estimate and Closing DisclosureContinue

  • Understanding Closing Costs Versus Down Payment
    Closing Costs | Home Mortgage | Home Purchase

    Understanding Closing Costs on Home Purchase and Refinance

    When you buy or refinance a home, you incur closing costs. Lenders also require you to pay certain costs of…

    Read More Understanding Closing Costs on Home Purchase and RefinanceContinue

  • FHA Downgrade To Manual Underwriting on FHA Loans
    Videos | Automated Underwriting System | Home Mortgage | Manual Underwriting

    FHA Downgrade To Manual Underwriting From AUS Approval

    Mortgage underwriters can use underwriter discretion and issue an FHA downgrade to manual underwriting from a file approved/eligible due to…

    Read More FHA Downgrade To Manual Underwriting From AUS ApprovalContinue

  • Lightfoot Increasing Taxes
    Bad Credit Mortgages | Home Mortgage | Home Purchase | Real Estate Topic | Useful articles | Videos

    Lightfoot Increasing Taxes Despite Mass Exodus of Chicagoans

    In this BREAKING NEWS article, we will cover Mayor Lori Lightfoot increasing taxes despite the mass exodus of Chicagoans. The…

    Read More Lightfoot Increasing Taxes Despite Mass Exodus of ChicagoansContinue

  • Can Foreclosures Be Financed?
    Income And Employment | Home Mortgage

    Income and Credit Mortgage Guidelines on Home Loans

    In this blog, we will cover income and credit mortgage guidelines on home loans. There are three main factors in…

    Read More Income and Credit Mortgage Guidelines on Home LoansContinue

  • VA DTI Guidelines
    Home Purchase | Home Mortgage | Mortgage After Bankruptcy

    Home Loan After Bankruptcy Mortgage Guidelines

    This BLOG On Home Loan After Bankruptcy Mortgage Guidelines Was UPDATED And PUBLISHED On February 5th, 2020 There are hundreds…

    Read More Home Loan After Bankruptcy Mortgage GuidelinesContinue

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FHA Bad Credit Lenders

FHA Bad Credit Lenders is a mortgage broker licensed in 48 states, including Washington, DC.  The FHA Bad Credit Lenders team are licensed mortgage loan originators, not lead service providers. When you inquire on our inquiry form, the contact information stays within our Oakbrook Terrace, Illinois Regional Branch, and is not sold or referred out to other lenders. FHA Bad Credit Lenders has a national reputation for being able to do FHA loans other lenders cannot do. Our experienced veteran licensed loan officers have helped countless borrowers with credit scores down to 500 FICO, high debt-to-income ratios, homebuyers in an active Chapter 13 Bankruptcy, and borrowers with bad credit. All support and licensed personnel at FHA Bad Credit Lenders are available seven days a week, evenings, weekends, and holidays. Besides FHA loans, we have wholesale lending agreements with dozens of non-QM and alternative lending partners. Contact us today and give us a try. You will not be disappointed. TALK TO A LOAN OFFICER

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Recent Articles

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Subsidiary Sites

  • Lending Network, LLC
  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • NON-QM Mortgage Lenders
  • Mortgage Lenders For Bad Credit
  • FHA Bad Credit Lenders
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  • One Solution Real Estate
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Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713

Guidelines

  • HUD 4000-1 FHA Handbook
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  • Mortgage After Bankruptcy
  • A Guide To Buying a Home After Foreclosure
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  • FHA Guidelines on Timeshare Foreclosure
  • FHA Two-To-Four Unit Multi-Family Purchase Guidelines
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  • HUD Gift Funds Guidelines For FHA Loans
  • Having Two FHA Loans at the Same Time
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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us
    • Testimonials
    • Find Loan Limits
    • Get Pre-Approved
    • Wholesale Lender Directory
    • GCA Forums
    • Order Credit Report
    • FICO Simulator
  • Type of Mortgages
    • FHA Loans
      • FHA Mortgage Calculator
      • FHA Jumbo Loans
      • FHA Manual Underwriting Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
    • VA Loans
    • Jumbo Loans
    • Conventional Loans
    • Non-QM Loans
      • DSCR Mortgage Loans
  • Resources
    • Documents Required
    • How To Remove Credit Disputes
    • How To Reach Human at Credit Bureaus
    • How To Increase Credit Scores To Qualify For a Mortgage
    • How To Re-Establish Credit
    • Get Pre-Approved
    • Find Loan Limits
    • MLO License School
  • Videos
  • Blog
  • Careers
    • MLO License School
  • Talk To A Loan Officer
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