FHA Bad Credit Lenders

FHA Bad Credit Lenders Is a Lender and Not a Lead Generation Company. Over 70% of Our Borrowers Are Folks Denied by Other Lenders or Could Not Qualify For an FHA Loan With Bad Credit. We Can Help Homebuyers With Credit Scores Down To 500 FICO, Borrowers Who Are in a Chapter 13 Repayment Plan, and Borrowers Who Need To Go Through a Manual Underwrite. FHA Bad Credit Lenders Say Approved When Other Lenders Say Denied. Contact Us 7 Days a Week To Get Pre-Qualified For an FHA Loan With Bad Credit and Low Credit Scores. 

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Get Pre-Qualified Today By Contacting Us

(800) 900-8569

FHA Loans

FHA loans are one of three government-back mortgage loans. Borrowers with bad credit, prior bankruptcy, foreclosure, and high debt-to-income ratios with at least a 580 credit score can qualify for FHA loans with.............

FHA Manual Underwriting

FHA loans allow for manual underwriting. The only difference between FHA Manual Underwriting and Approve/Eligible per Automated Underwriting System is the lower debt-to-income ratio cap........

FHA Mortgage Calculator

FHA loans are the best mortgage loan program for borrowers with high debt-to-income ratios. FHA loans allow a maximum front-end of 46.9% and 56.9% back-end debt-to-income ratios.......

FHA Loans For Bad Credit

FHA loans are the best mortgage loan program for borrowers with bad credit. Outstanding collections and charge-off accounts do not have to be paid. Borrowers with late payments in the past 12 months can qualify......

FHA Jumbo Loans

FHA jumbo loans are any FHA loan higher than the standard FHA loan limit in high-cost areas. Certain areas throughout the nation have higher home prices than the rest. Counties in the United States that are classified....

FHA Chapter 13 Bankruptcy

Homebuyers and homeowners can qualify for an FHA loan while in Chapter 13 Bankruptcy after being in the repayment plan for 12 months. Trustee Approval is required. Homeowners can qualify for a cash-out ...........

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Customer Reviews and Testimonials

FHA Bad Credit Lenders, empowered by NEXA Mortgage LLC, is licensed in 48 states, including Washington DC, with over 210 wholesale lending partners. We are the premier one-stop mortgage shop for being able to do mortgage loans other lenders cannot do. Over 70% of our clients are borrowers who could not qualify for an FHA loan at other lenders due to overlays on FHA loans. When others say NO, FHA Bad Credit Lenders say YES. The FHA Bad Credit Lenders team are experts in getting borrowers approved for credit scores down to 500 FICO, homebuyers during Chapter 13 Bankruptcy, borrowers with bad credit, and borrowers with high debt-to-income ratios. See what our borrowers say about us. FHA Bad Credit Lenders has zero lender overlays on FHA loans.

    Get Pre-Qualified Today By Contacting Us


    Our location

    Where we are located

    FHA Bad Credit Lenders, Empowered By NEXA Mortgage LLC, is the largest mortgage broker in the nation. AXEN Mortgage is a dba of NEXA and is NEXA’s mini-correspondent division. We are a hybrid mortgage broker/mortgage banker business platform. The regional headquarters of FHA Bad Credit Lenders is in Oakbrook Terrace, Illinois, 60181. Oakbrook Terrace is a suburb of Chicago in DuPage County. DuPage County is the smallest city in the county of DuPage, with 3,000 residents. The city consists of residential homes and commercial properties. FHA Bad Credit Lenders a dba of Gustan Cho Associates is licensed in 48 states including Washington, DC.
    Email Us

    gcho@gustancho.com

    Call Us

    (800) 900-8569

    Address

    17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181

    The Team at FHA Bad Credit Lenders like to thank our active and retired members of our U.S. Armed Services for their service to our community and our country. We appreciate and honor our veterans for keeping our families and country safe and would like to offer the service you deserve back by helping you realize the dream of home ownership become a reality. The FHA Bad Credit Lenders team has no lender overlays on VA loans. We have helped thousands of veterans get approved for VA and FHA loans with credit scores down to 500 FICO.  GIVE US A TRY!!!